The National Buying Group

for Independent

Greeting Card and Gift Retailers

THE SYSTEM

The system itself is simple: the retailer orders from suppliers and receives product and an invoice in the normal way.  The Accounts Department processes all supplier statements received by Cardgains by the 6th of each month and creates a composite individual statement for each member.  This is then issued to the members, listing all the goods ordered through the Cardgains suppliers since their last statement.  Members then settle this statement with one cheque by the 18th of the month and Cardgains pays each supplier.

In order for the system to work effectively, members have to understand their commitment to pay their statement by the designated date.  If not, they are letting down the other members and Cardgains concept as a whole.  On each trading members' statement, a monthly administration fee of £20 is added.  Annual member trading bonus schemes are set allowing members to earn a bonus depending on their level of turnover.

Cardgains continues to grow, which proves that the system works, there is no catch and there are many happy and successful retailers in the industry who are trading through the Cardgains system and wouldn't change their trading habits.